Privacy policy.

Scope

Who this policy covers

This policy describes the privacy practices of Cherokee Funding II, LLC, doing business as Cherokee Funding, for cherokeefunding.com. It also explains how information may be processed by our servicer, Gain, and vendors that help operate the website and review funding requests. A different or additional privacy notice may apply if a written agreement identifies another contracting entity or if federal financial privacy law applies to a transaction.

Collection

Information we collect

We collect information that you, your attorney or another authorized person provides, including:

• identifiers and contact information, such as name, mobile number, email address and state;
• legal claim information, such as case type, attorney name and representation status;
• professional information from attorney submitters, such as attorney name, firm name and firm phone number;
• communications and records created when you contact us or ask us to review an application; and
• technical and security information ordinarily created when a website is used, such as IP address, browser or device information, timestamps and server logs.

Please do not use the initial website form to send medical records, Social Security numbers, bank information or other sensitive documents. If more information is needed, our team will provide an appropriate way to send it.

Use

How we use information

We use personal information to receive and review funding requests, contact applicants and attorneys, confirm representation and claim information, prepare and service a transaction, prevent fraud and abuse, secure and improve the website, comply with law, maintain business records, and establish or defend legal rights.

Submitting a mobile number authorizes contact about the request. Automated application texts are sent only when the applicant separately selects the optional text-message consent. Consent to automated texts is not a condition of receiving funding.

Disclosure

How we disclose information

We may disclose personal information to:

• Gain and affiliated companies involved in reviewing, funding or servicing a request;
• the applicant's attorney or law firm to confirm the legal claim and administer a transaction;
• vendors that provide hosting, email delivery, communications, security, fraud prevention, professional advice and similar operational services;
• regulators, courts, law enforcement or other parties when disclosure is required or reasonably necessary to comply with law or protect rights and safety; and
• a buyer, successor or other party involved in a proposed or completed merger, financing, reorganization or transfer of business assets.

Control

Your choices and privacy rights

You may ask to access, correct or delete personal information associated with a website request. You may also ask for information about categories of personal information we collect and disclose. We will verify and respond to requests as required by applicable law. Certain records may be retained when needed to complete a transaction, comply with law, detect fraud or establish legal rights.

To stop application text messages, reply STOP. For help, reply HELP or call us. Opting out of texts does not prevent non-automated contact that is necessary to respond to a request or service an existing transaction. You may revoke other communication consent by clearly telling us through the same communication channel or by calling us.

California residents

California law may provide rights to know, correct or delete personal information and to limit certain uses of sensitive personal information, without discriminatory treatment for exercising those rights. Cherokee does not sell or share website application information for cross-context behavioral advertising. Some information collected in connection with a financial product or service may be governed by federal financial privacy law and exempt from portions of California law.

Protection

Security and retention

We use administrative, technical and physical safeguards designed to protect personal information. No website or transmission method can be guaranteed completely secure. We retain information for as long as reasonably necessary for the purposes described in this policy, including application review, servicing, legal compliance, dispute resolution and fraud prevention.

Children's privacy

This website is intended for adults and is not directed to children under 13. We do not knowingly collect personal information from children under 13 through this website.

External links

The website may link to third-party sites. Their privacy practices are governed by their own notices, not this policy.

Updates

Changes to this policy

We may update this policy as our practices or legal obligations change. The effective date at the top shows when this version took effect. Material changes will be presented as required by law.

Contact

Contact us about privacy

Call (877) 263-4633 or write to:

To help us verify a privacy request, include the name and contact information used for the application and describe the request. Do not include sensitive documents in the initial request.