Clear answers.
Before you apply.

In most states, Cherokee offers non-recourse funding rather than a traditional loan. Product treatment varies by state. In South Carolina, this product is offered as a supervised consumer loan. Review the product disclosures.

Under a non-recourse funding agreement, if your legal claim produces no recovery, you owe Cherokee nothing. The written agreement and state-specific disclosures control.

No monthly payments are due while the claim is pending. For non-recourse funding, the amount due is paid only from your recovery under the written agreement. Product treatment varies by state, including South Carolina's supervised consumer loan.

There is no fee to submit the website application. If approved, the written agreement states the funded amount, charges and payoff terms before you sign.

The amount depends on the strength of your personal injury case. We review the case with your attorney before making a written offer. Apply for a case review or call our team.

Yes. Funding cannot be completed until an attorney represents you. We confirm the claim with your attorney and ask the attorney to acknowledge the funding before money is issued. Attorneys can review the client-funding workflow.

Your attorney remains in charge of the legal claim. Cherokee does not direct litigation strategy or settlement decisions. Your attorney can review the agreement and discuss how the funding may affect your recovery.

We fund personal injury cases with an attorney of record, including car accidents, slip and fall, work injuries and medical malpractice. See the qualifying case types.

Not in every state. Review the current state availability list or call to discuss your state. Selecting a state in the application does not establish eligibility.

Timing varies with the claim and how quickly we can confirm information with your attorney. Submitting an application is not an approval or a promise that funds will be available by a particular time.

Yes. You can apply for more on the same case. Each request is underwritten on the case as it stands then.

For non-recourse funding, the amount due comes out of your recovery and does not exceed it. If your claim produces no recovery, you owe Cherokee nothing. Your written agreement and applicable state law control the precise amount due. In South Carolina, this product is offered as a supervised consumer loan.

States regulate this product in different ways, including consumer legal funding, lending, financing, registration and contract laws. Cherokee offers funding only where it determines the product is permitted and provides state-specific terms when required. View licenses and registrations.